You could be closer to owning your first home than you think
See exactly where you stand with a free personalised Home Plan made for Aussie women
Join other Aussie women taking their first step toward buying a home.
Hear Jemi’s story, the founder of Penny and
why buying your first home is about more than money.
Penny has been featured and is supported by:
THE PROBLEM ❌
Buying your first home
feels impossible right now
Between rent, bills, and rising living costs, adding endless paperwork and financial jargon makes buying a home feel impossible.
Rising Cost of Living
With the cost of living climbing, rent and expenses keep rising while savings shrink and the goal feels further away.
Too much confusion
Banks, brokers, and blogs all say different things, leaving most women unsure about the steps, costs, and who to turn to when buying a home.
No clear plan
Many of us start saving without a clear plan or understanding of how much we’ll need or how long it will take to get there.
Lack of confidence
Money and home buying can feel out of reach, and it’s no wonder so many of us hesitate to take the first step.
INTRODUCTING PENNY
The platform that helping women buy their first home with confidence
We built Penny after seeing how many women were held back not by money, but by a lack of confidence and understanding of the home-buying process.
Our free tools help you:
See how much you can actually afford
See your estimated borrowing power based on your income and goals without confusing forms or bank talk.
Learn from trusted professionals
Access insights and tips from experienced brokers, buyers’ agents, and financial experts who simplify every step.
Discover the real costs of buying, from stamp duty to fees
Know all your upfront costs so there are no surprises later, including stamp duty, legal fees and everything in between.
When you’re done, we’ll turn your numbers into a personalised Home Plan and go through it with you in a free 15-minute call.
WHY WOMEN TRUST PENNY
Penny was built for women
who want clarity, not confusion.
Supported by Aussie women in finance and trusted local partners.
Tanya Sale
CEO, Outsource Financial
2024 WINNER - Industry Champion (FBAA) & Industry Thought Leader (ABA) | MPA Global 100 | MPA Elite Woman | Fellow of the FBAA | CEO of the Year (WIFA)
Priya Sood
Founder & Director, Avyza
From Flight Stewardess to Award-Winning Mortgage Broker l MPA Elite Woman 2024 l Customer Service Finalist 2024 | Women Small Business Champion Award Finalist 2023 | Dedicated to Excellence and Client Satisfaction
Helena Wang-Murphy
Founder & Mortgage Broker, 5plus2 Finance
Finance broker | Home loan | Business loan | Asset loan | SMSF loan
Mia van Baar
Director & Lending Specialist, Vadium Lending
Veteran | DHOAS Loan Specialist | Veterans Financial | ADF Property and Finance Group | Director at Vadium Lending
TAKE YOUR FIRST STEP
Every month you wait,
the goal moves a little further away.
It only takes a few minutes to see where you really stand. Find out how close you are to your first home and start with a plan that makes sense.